Terms of Service

Effective Date: July 6, 2025

1. Agreement to Terms

By accessing or using BestCreditChoices.com (the "Site"), operated by Astravest LLC dba BestCreditChoices.com ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

2. Description of Service

BestCreditChoices.com is a credit card comparison and information platform that provides:

  • Credit card comparisons and reviews
  • Educational content about credit cards and personal finance
  • Tools to help users make informed credit decisions
  • Links to third-party financial institutions and their products

3. Eligibility

You must be at least 18 years old to use our Site. By using our Site, you represent and warrant that you meet this age requirement.

4. User Responsibilities

4.1 Accurate Information

You agree to provide accurate, current, and complete information when using our Site and services.

4.2 Prohibited Uses

  • Violate any applicable laws or regulations
  • Transmit harmful, offensive, or inappropriate content
  • Attempt to gain unauthorized access to our systems
  • Use automated tools to scrape or harvest data
  • Interfere with the proper functioning of the Site

5. Intellectual Property

5.1 Our Content

All content on BestCreditChoices.com, including text, graphics, logos, images, and software, is owned by Astravest LLC or our licensors and is protected by copyright and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Site for personal, non-commercial purposes.

6. Third-Party Links and Services

Our Site contains links to third-party websites and services, including financial institutions and credit card issuers. We are not responsible for:

  • The content, privacy policies, or practices of third-party sites
  • Any transactions between you and third parties
  • The accuracy of information provided by third parties

7. Disclaimers

7.1 Information Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, accuracy, or reliability of any content on our Site.

7.2 Financial Advice

The information on our Site is for educational and comparison purposes only and should not be considered personalized financial advice. Always consult with qualified financial professionals before making credit decisions.

7.3 No Guarantee of Approval

We do not guarantee that you will be approved for any credit products featured on our Site. Approval decisions are made solely by the respective financial institutions.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ASTRAVEST LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE.

9. Indemnification

You agree to indemnify and hold harmless Astravest LLC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

10. Compensation Disclosure

We may receive compensation from financial institutions when users click on links or apply for products featured on our Site. This compensation may influence which products we feature and their placement on our Site, but it does not affect our editorial opinions or reviews.

11. Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information.

12. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

13. Termination

We may terminate or suspend your access to our Site at any time, with or without cause, and with or without notice.

14. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the courts of San Francisco County, California.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

16. Contact Information

If you have questions about these Terms, please contact us at:
Astravest LLC dba BestCreditChoices.com
2261 Market Street STE 85237
San Francisco, CA 94114
Email: info@bestcreditchoices.com

Last Updated: July 6, 2025